Pepper Money Car Loans

Since 2001, Pepper Money has been a part of the Australian marketplace initially only providing residential home loans. The company was taken over in 2010 by a group of high-wealth investors and expanded into other lending areas including personal loans, auto and equipment finance and point of sale finance too. Since 2012, Pepper Money has even expanded into international markets with lending and servicing in Spain, South Korea, the U.K., China and Hong Kong

About Pepper Money Australia

This independent finance provider operates slightly differently to banks and other big finance companies. In the beginning, the founders identified a gap in the market included those who were Australian home loan applicants who were finding it difficult to get a home loan because they had a poor credit history, those who were self-employed or those who had been bankrupt. Because they didn’t meet the eligibility criteria of major banks and other home loan lenders, Pepper Money stepped in to fill this void in the market.

Since then, Pepper Money has created their own alternative income verification tests instead of using standard eligibility tests from competing lenders. Their Co-Group CEO Mike Culhane says that they are not just a bank, but offer a different service level where we pick market niches where the banks don’t want to play or they used to and don’t anymore. We fill those niches with products that people want and need.

About Pepper Money Car Loans

Pepper pride themselves on a contemporary approach to lending, including car loans. They aim to understand the unique characteristics of every applicant, because they believe everyone has a unique set of circumstances. By being flexible with the terms and conditions of their loans, they can create individual car, motorbike, caravan, boat and home loans to suit each applicant’s needs. They take this same approach with businesses looking to purchase vehicles, machinery or office equipment.

Pepper Money Loans

More About Pepper Money in the Community

Pepper Money is an active force in the Australian community. They have an official corporate partnership with the A-League’s Greater Western Sydney Wanderers Football Club, with company logo on the playing shirt’s sleeves. They also have acquired naming rights of Pepper Stadium, home to the Penrith Panthers Rugby League Club as well as have a principal partnership agreement with the AFL’s St Kilda Football Club, with the company logo on the back of the home jersey, and on the front of the clash jersey.

Pepper Money Awards

They have also won multiple awards in recent years that reflects their position in the Australian lending marketplace. Some highlights include:

• Best Self-Employed Lender (Australian Lending Awards) - 2015-2016

• Best Equipment and Leasing Finance Lender (Non-Bank Lending Awards) - 2015

• Best Customer Service (Non-Bank Lending Awards) - 2014-2015

To learn more about their specific loan offerings, visit their website at or call them directly at 1300 909 569.